Use our home repayment calculator below to discover how much you could be paying with a Kogan Money home loan:

  • Variable interest rate options with optional 100% offset accounts
  • Loans to suit home buyers, refinancers, investors and a wide range of situations
  • Over 40 combined years of award-winning financial experience, with funding by Pepper Money

Home Loan Repayment Calculator

digits only, min-5000

digits only, min-1 year, max-30 years

digits with two decimals only

With a repayment frequency of:

Please select frequency

Important Information

This repayment calculator gives you an estimate of what your home loan repayments could be, based on information you have provided in the calculator. The calculator does not take into account loan establishment or application fees, nor government statutory or lender fees.  It is to be used as a guide only and does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it.


Award-winning flexibility starts here.

Whether you’re buying your first home, refinancing or investing, we offer award-winning, flexible variable interest rates, with lots of great features.

Best Non-Bank Lender 2018


Mozo Experts Choice 2019

Best Non-Bank Lender 2018


RateCity Gold Awards 2020

Why choose Kogan Money Home Loans

In the current environment, some of our regular home loan options may not be available. We are happy to discuss your situation to see if we can help.

$700 Credit for new customers

$700 Credit for new customers^^

All new settled Kogan Money Home Loan customers will receive $700 credit to spend at Australia’s favourite online retailer! T&Cs apply. See below for details.

Flexible solutions to fit your unique situation

If you require flexible solutions to fit your unique situation

Self-employed, late payments, non-genuine savings, credit issues & more. Kogan Money Home Loan is about finding solutions for you, such as alternative income verification & debt consolidation.

Backed by Australia’s best specialist lender

Backed by Australia’s best specialist lender+

Funded by Pepper Money, Australia’s best specialist lender, with over 20 years of experience. You know you’re in good hands.

Exceptional support to guide your journey

Exceptional support to guide your journey

Reach out and speak to a Lending Specialist for free. Take the first step to find out your home loan options, and we’ll have someone to support and guide you every step of the way.

Leave your details and we'll be in touch!

Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (between 8am and 6pm AEDT, Monday - Friday) to chat about your home loan options. Alternatively, feel free to speak to a Lending Specialist now on 1300 025 888.


By clicking submit you are agreeing to be contacted and followed up by Kogan Money regarding your home loan enquiry and to receiving general marketing communications from Kogan Money and You may opt out of marketing communications at any time. You also agree that the information you submit will be subject to, and may be collected, used and disclosed in accordance with,’s Privacy Policy and Pepper Money's Privacy Policy