Use our home repayment calculator below to discover how much you could be paying with a Kogan Money home loan:

  • Variable and fixed interest rate options with optional 100% offset accounts
  • Loans to suit home buyers, refinancers, investors and a wide range of situations
  • Over 40 combined years of award-winning financial experience, with funding by Adelaide Bank and Pepper Group

Home Loan Repayment Calculator

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Competitive home loans start here.


Whether you’re buying your first home, refinancing or investing, we offer competitive variable and fixed interest rates, with lots of great features.

Benefits of Kogan Money Home Loans

Competitive Variable and Fixed Rates

Competitive Variable and Fixed Rates

Home loans for owner-occupiers from 3.69% p.a.* (comparison rate^ 3.70% p.a. or 3.83% p.a. with 100% offset) and investor rates from 3.89% p.a.* (comparison rate 3.90% p.a. or 4.03% p.a. with 100% offset).

100% Offset Accounts

Optional 100% Offset Accounts

Fixed and variable home loans that offer the flexibility of an offset account.

Wide Range of Borrowing Options

Wide Range of Borrowing Options

Loans to suit first-home buyers, investors, those looking to refinance, and individuals with special circumstances including self-employment, debt consolidation, credit issues and financial setbacks.

40+ Years of Experience

40+ Years of Experience


Funded by Adelaide Bank and Pepper Group, who together have 40+ years of award-winning financial experience.

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Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (between 8am and 6pm AEDT, Monday - Friday) to chat about your home loan options. Alternatively, feel free to speak to a Lending Specialist now on 1300 025 888.

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