Use our home repayment calculator below to discover how much you could be paying with a Kogan Money home loan:

  • Variable and fixed interest rate options with optional 100% offset accounts
  • Loans to suit home buyers, refinancers, investors and a wide range of situations
  • Over 40 combined years of award-winning financial experience, with funding by Adelaide Bank and Pepper Group

Home Loan Repayment Calculator

digits only, min-5000

digits only, min-1 year, max-30 years

digits with two decimals only

With a repayment frequency of:

Please select frequency

Important Information

This repayment calculator gives you an estimate of what your home loan repayments could be, based on information you have provided in the calculator. The calculator does not take into account loan establishment or application fees, nor government statutory or lender fees.  It is to be used as a guide only and does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it.


Award-winning flexibility start here.

Whether you’re buying your first home, refinancing or investing, we offer award-winning, flexible variable and fixed interest rates, with lots of great features.

Best Non-Bank Lender 2018


Mozo Experts Choice 2019

Offset Home Loan

Investor Home Loan

Best Non-Bank Lender 2018


RateCity Gold Awards 2020

Variable Home Loan

3 Year Fixed Home Loan

Investor Variable Home Loan

Investor 3 Year Fixed Home Loan

Benefits of Kogan Money Home Loans

In the current environment, some of our regular home loan options may not be available. We are happy to discuss your situation to see if we can help.

Competitive Variable and Fixed Rates

Flexible Variable and Fixed Rates

Variable home loans for owner-occupiers from 2.77% p.a.* (comparison rate^2.91% p.a. with 100% offset) and investor rates from 3.07% p.a.* (comparison rate 3.21% p.a. with 100% offset).

100% Offset Accounts

Optional 100% Offset Accounts

Fixed and variable home loans that offer the flexibility of an offset account.

Wide Range of Borrowing Options

Wide Range of Borrowing Options

Loans to suit first-home buyers, investors, those looking to refinance, and individuals with special circumstances including self-employment, debt consolidation, credit issues and financial setbacks.

40+ Years of Experience

40+ Years of Experience

Funded by Adelaide Bank and Pepper Group, who together have 40+ years of award-winning financial experience.

Leave your details and we'll be in touch!

Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (between 8am and 6pm AEDT, Monday - Friday) to chat about your home loan options. Alternatively, feel free to speak to a Lending Specialist now on 1300 025 888.


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