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Kogan Money Internet Banking

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Important Information
Kogan Money is a brand name of Kogan Australia Pty Limited (ACN 152 570 351, Australian Credit Representative Number 512424) (Kogan), who is an authorised credit representative of Mortgage Direct Pty Limited (ACN 075 721 434, Australian Credit Licence Number 391876). Pepper Group Pty Limited (ACN 094 317 665, Australian Credit Licence Number 286655) is the service provider for Kogan. Credit is provided by Pepper Finance Corporation Limited (ACN 094 317 647) or Bendigo and Adelaide Bank Limited (ACN 068 049 178, Australian Credit Licence Number 237879).

All applications are subject to the relevant credit provider’s credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Your use of this website is subject to the website terms and conditions. Personal information is collected, used and disclosed in accordance with Kogan’s Privacy Policy & Pepper Money's Privacy Policy

* Kogan Money Essential Home Loans variable interest rates range from 2.77-4.02%p.a. (Comparison Rates range from 2.79-4.15%p.a.) and fixed interest rates range from 2.40-3.32%p.a. (Comparison Rates range from 3.07-3.61%p.a.), are correct as at 31 March 2021 and are subject to change at any time. From 14th September 2020 - 18th April 2021, Choice Prime home loan variable interest rates range from 2.85-4.59%p.a. (Comparison rates range from 3.05-4.78%p.a.), Choice Near Prime home loan variable interest rates range from 3.79-6.14%p.a. (Comparison rates range from 4.10-6.44%p.a.), and Choice Specialist home loan variable interest rates range from 4.99-7.14%p.a. (Comparison rates range from 5.29-7.44%p.a.). All Choice Home Loan interest rates are correct as at 31 March 2021 and are subject to change at any time. The actual interest rate applicable will depend on the individual borrower's circumstances.

^All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period, with repayments for the remaining period being calculated at the Owner Occupied Variable Interest Rate (P&I) with LVR > 80%. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

** Kogan Choice home loan interest rate promotion applies only for new Choice Prime, Choice Near Prime and Choice Specialist home loan applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12:00am AEST 14th September 2020 and until 11:59pm AEST on 18th April 2021. Home loan applications lodged after the promotional period will be offered the current interest rates then applicable. Offer may be continued, withdrawn or changed at any time without notice.