Self-employed? Credit history issues? Income that doesn’t tick the standard boxes?
Kogan Money is about finding a solution, whatever your individual circumstances.
In the current environment, some of our regular home loan options may not be available. We are happy to discuss your situation to see if we can help.
The Choice Home Loans range may be suitable if you are:
| Self-Employed | Non-Standard Income | Bad Credit |
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Choice Home Loan Variable Interest Rates (for new home loans)
For a limited time only, you can access these rates**
Choice Prime |
Choice Near Prime |
Choice Specialist |
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A home loan suited to those with a clear credit history. |
A home loan suited to those who haven’t
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A home loan suited to those whose circumstances have made getting a loan challenging. |
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Variable Interest rate starting from:* *2.25% p.a.*2.45% p.a.Comparison rate^ |
Variable Interest rate starting from:* *3.19% p.a.*3.48% p.a.Comparison rate^ |
Variable Interest rate starting from:* *4.29% p.a.*4.59% p.a.Comparison rate^ |
For full rates and fees speak to a lending specialist on 1300 025 888.
Award-winning flexibility starts here.
Whether you’re buying your first home, refinancing or investing, we offer award-winning, flexible variable interest rates, with lots of great features.
Suited to borrowers looking for:
- A great low rate
- Flexibility with repayment frequency and free redraw
- Access to Offset sub-account
- Interest only payments available
- Available for purchases, refinances, debt consolidation or home equity